Welcome to 83 Central Street, a move-in-ready 2-bedroom, 1-bath condo that feels more like a single-family home! Located in the heart of Stoneham, this private residence is part of a 3-unit association and offers the perfect blend of convenience, charm, and low-maintenance living. Step inside your own private entrance to discover a magnificent open floor plan featuring an updated kitchen with custom cabinetry, stone countertops, stainless steel appliances, and two spacious pantry closets. The kitchen overlooks the living room and a versatile study, with a sliding glass door leading to your exclusive 1, 400 sq. ft. backyard oasis with a stone patio-perfect for relaxing or entertaining. The home features two generously sized bedrooms, thoughtfully positioned, and a full bathroom with a tub. The semi-finished private basement offers easy-access storage and room for a home gym or hobby and includes in-unit laundry for your convenience. Unbeatable access to I-93, I-95, and Route 28.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Flooring - Hardwood | 11.5 x 12.5 | First |
Bedroom 3 | First | ||
Kitchen | Flooring - Stone/Ceramic Tile, Dining Area, Countertops - Stone/Granite/Solid, Stainless Steel Appliances, Gas Stove | 8.2 x 16.5 | First |
Living Room | Flooring - Wood, Recessed Lighting, Slider | 19.1 x 10.5 | First |
Master Bedroom | Flooring - Hardwood | 9.6 x 16.5 | First |
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$489,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,200 | $391,200 | $391,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $380 | $380 | $380 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,570 | $2,570 | $3,275 |
Total Monthly Payment | $3,025 | $3,025 | $3,730 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.