Take a good look at this charming, well-maintained, move-in ready 1-bedroom condo in the heart of Vails Gate! Kingswood Gardens is conveniently located next to everything you need--grocery shopping, restaurants, post office, pharmacy. . . and only 10 minutes from Metro North in Salisbury Mills. This unit boasts granite counter tops, wood cabinets and new flooring in the kitchen. There's a separate dining room area and a large living room that will fit any size couch with room for a giant TV. There are hardwood floors throughout the home and a new shower in the bathroom. There's even a covered porch where you can sip your morning coffee or relax after a hard day! HOA takes care of exterior maintenance, snow removal, trash removal, gas heat and hot water. There's a community pool and grilling area to take advantage of hot, summer days. With super low taxes, great amenities and a fantastic, central location, you can't go wrong with this home! Additional Information: Amenities: Storage,
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,999 | $159,999 | $159,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $248 | $248 | $248 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,078 | $1,063 | $1,349 |
Total Monthly Payment | $1,401 | $1,386 | $1,672 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.