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363 Norwich Westerly Road, North Stonington, CT, 06359 | $394,990

Charming 4-Bedroom Home with Bonus Cottage in Picturesque North Stonington, CT. Nestled in the heart of serene North Stonington, this inviting property offers the perfect blend of comfort, versatility, and charm. The main house boasts 4 spacious bedrooms and 1. 5 bathrooms, ideal for accommodating a growing family or hosting guests. Inside, you'll find an open-concept living and dining area filled with natural light, complemented by a cozy kitchen featuring modern appliances and ample storage. Hardwood floors, original details, and tasteful updates create a warm and welcoming atmosphere throughout. The real standout is the attached 738-square-foot cottage, a rare find with endless potential. Perfect for a guest suite, home office, rental income, or a peaceful retreat, the cottage includes its own private entrance, living area, and kitchen. Situated on a generous 1. 12 acre lot surrounded by mature trees and lush greenery, the outdoor space offers plenty of room for entertaining, gardening, or simply relaxing in your private oasis. Conveniently located near local shops, dining, and recreational areas, this property is just a short drive to the Connecticut shoreline and major highways. This unique home won't last long-schedule your showing today and imagine the possibilities! Property will be delivered Vacant at close!!

Features

  • Rooms: 10
  • Bedrooms: 6
  • Baths: 2 full / 1 half
  • Units: 2
  • Laundry: All Units Have Hook-Ups
  • Style: Other
  • Year Built: 1921
  • Heating: Baseboard
  • Cooling: Wall Unit
  • Basement: Full,Unfinished
  • Above Grade Approx. Sq. Feet: 1,425
  • Acreage: 1.12
  • Est. Taxes: $2,952
  • Lot Desc: Level Lot
  • Elem. School: North Stonington
  • High School: Wheeler
  • MLS#: 24062390
  • Days on Market: 2 days
  • Buyer Broker Compensation: 2.25%
  • Website: https://www.raveis.com
    /raveis/24062390/363norwichwesterlyroad_northstonington_ct?source=qrflyer
The data relating to real estate for sale on this website appears in part through the SMARTMLS Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by SMARTMLS through a licensing agreement. Listing information is from various brokers who participate in the SMARTMLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. Property information displayed is deemed reliable but is not guaranteed.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Team Ten HomesSales Associates

203.927.2424

TeamTenHomes@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Diane PadelliInsurance Sales Director, William Raveis Insurance

203.444.0494

Diane.Padelli@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

363 Norwich Westerly Road, North Stonington, CT, 06359

$394,990

Team Ten Homes

Sales Associates

William Raveis Real Estate

Phone: 203.927.2424

TeamTenHomes@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
 15 Year
Fixed-Rate Conforming
Loan Amount $315,992 $315,992 $315,992
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.352% 7.042% 6.160%
Monthly Tax Payment $246 $246 $246
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,076 $2,076 $2,645
Total Monthly Payment $2,397 $2,397 $2,966

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.

Equal Housing Lender

William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524