The Cottages at Stonebrook Enjoy contemporary living in a prime location, just moments from Rocky Point, Oakland Beach, and an array of shops and conveniences. Built in 2021, this pristine home feels as fresh as the day it was completed. Inside, you'll find an open and airy floor plan with abundant natural light and composite hardwood flooring. The living area flows into the dining space and kitchen, making it perfect for gatherings. The kitchen is a showstopper, featuring 40-inch cabinets, Butterstone countertops, stainless steel appliances, a center island with bar seating, and a pantry with built-in shelving for optimal organization. A rear entryway off the kitchen leads to a thoughtfully designed mudroom area complete with a storage closet, cabinets, and in-unit laundry for added convenience. The first level also has a small room perfect for an office. The spacious primary bedroom, measuring an impressive 25x20, offers double walk-in closets and direct access to a Jack-and-Jill bathroom featuring a walk-in shower, oversized vanity, and large closet. The lower level is ready for your vision whether it's a home gym, playroom, or media space. Additional perks include a one-car garage, a second designated parking space, and plenty of guest parking. The well-kept grounds and wooded surroundings at the back of the development create a peaceful retreat. This remarkable property blends style, comfort, and location into one beautifully designed condominium!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$389,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,920 | $311,920 | $311,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $352 | $352 | $352 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,049 | $2,049 | $2,611 |
Total Monthly Payment | $2,476 | $2,476 | $3,038 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.