Want a house surrounded by water that didn't flood during the hurricanes? Look no further! This fabulous home sits 26 feet above sea level with almost ¾ of an acre lot. NO FLOOD INSURANCE is required for this property. The private lot has water behind it, to the side, and stays completely dry! Discover this architectural masterpiece nestled within Autumn Woods, a single family community, situated on top of Palm Harbor's rolling hills in Northern Pinellas County. Amenities include basketball court, recently updated dog park, playground, picnic areas and tennis/pickle ball courts along with a variety of community events throughout the year. This home gives you so much privacy with no immediate neighbors. Everything has been thought of here. You will fall in love with the water view while soaking in your salt-chlorinated electric heated pool with LED lighting, beautiful paver deck, interior and exterior entertainment system and bathroom access directly from the pool. Enjoy the view of your lush, well-maintained Floridian landscape which provides extra seclusion, and a tasteful vinyl fenced enclosure for pets. New LED blue-tooth enabled landscape lighting was professionally installed in the Fall of 2023. The lawn with irrigation filtered from the lake remains green throughout the year. Too cold to swim? Warm up in front of the cozy gas fireplace in the family/living room with 24-foot vaulted ceilings or make a gourmet meal in your state-of-the-art kitchen with high end quartz countertops, stainless steel 5 burner gas range, refrigerator, dishwasher and wine fridge. All the appliances stay! Additional upgrades include 24K Generac whole home natural gas generator, 18 inches of new pest preventative boric acid treated insulation, new GFCI weather protected outside outlets, Google Home cameras and ADT security, new garage door opener with blue tooth and epoxy garage flooring. This home boasts an architecturally pleasing and durable tile roof. Located approximately 7 miles from Honeymoon Island State Park beach, the Caladesi Island Beach ferry and ½ mile from the 54-mile Pinellas Trail which offers access to many surrounding parks, springs and activities. Clearwater Beach, a world-renowned vacation destination, is under 13 miles away. The St. Pete-Clearwater International airport is conveniently located17 miles away with Tampa International Airport under 22 miles away. Enjoy easy access to the Gulf of Mexico beaches. This island like oasis offers the perfect blend of convenience, luxury and resort-style living.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,195,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $956,000 | $956,000 | $956,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.750% | 6.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.239% | 6.849% | 7.037% |
Monthly Tax Payment | $890 | $890 | $890 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,441 | $6,201 | $8,526 |
Total Monthly Payment | $7,456 | $7,216 | $9,541 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.