Welcome to your dream home in the highly desirable Smoke Rise Subdivision of Lakeland, FL! This charming single-level 3-bedroom, 2-bathroom home spans a spacious 2, 004 square feet and offers everything you need for comfortable living.
Step inside and be greeted by a bright and airy living room, perfect for relaxing or entertaining. The kitchen features sleek stainless steel appliances, making meal prep a breeze. Need a home office or extra space? You'll love the huge bonus room that can serve as your new workspace, playroom, or anything you imagine.
Outside, enjoy the expansive . 25-acre lot with plenty of room to roam. There's an additional driveway space for RV parking, complete with a 30 amp plug-in, perfect for those who love to travel. The property also includes a 2-car garage, a 10x16 storage shed, and an additional shed for all your storage needs. Don't forget the citrus tree, offering fresh fruit right in your backyard!
Built in 1981, this home has been updated with new windows, a 50-year shingle roof installed in January 2022, and solar panels added in 2022 for energy efficiency. New gutters ensure the exterior is well-maintained and ready for any weather.
Located close to shopping, dining, and local attractions, this home offers the perfect blend of convenience and tranquility. With no homeowners association, you have the freedom to make this home truly your own.
Come see why Smoke Rise Subdivision is the ideal place to call home. Schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$418,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,120 | $335,120 | $335,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $362 | $362 | $362 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,258 | $2,227 | $2,826 |
Total Monthly Payment | $2,695 | $2,664 | $3,263 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.