4 W 109th Street, #4F, New York (New York (Manhattan)), NY, 10025 | $475,000

Situated in the vibrant Manhattan Valley, offering a balance of urban convenience and neighborhood charm with proximity to Central Park, diverse dining options, and excellent public transportation. Interior Features: Bedroom: Features large windows with a tranquil view, filling the room with soft, natural light while offering a peaceful retreat from the hustle and bustle of city life. Living Room: Designed with an open layout to maximize space, it seamlessly integrates comfort and functionality, making it perfect for entertaining guests or relaxing with loved ones. Kitchen: Boasts modern appliances, including a stainless steel refrigerator, stove, and dishwasher, along with sleek quartz countertops and custom cabinetry, ensuring a stylish yet functional cooking space. Bathroom: Thoughtfully updated with contemporary fixtures, including a modern vanity, elegant tiling, and a full-sized bathtub, creating a spa-like ambiance for daily rejuvenation. Building Amenities: Roof Deck: Provides sweeping views of the Manhattan skyline and is equipped with a grill, making it an ideal spot for hosting barbecues or enjoying a serene sunset dinner. Garden: Beautifully landscaped with seasonal flowers and shaded seating areas, offering a peaceful escape for reading, meditation, or socializing. Laundry: A central laundry facility with multiple high-efficiency washers and dryers ensures residents can do their laundry with ease and convenience. Childrens Playroom: A safe, well-equipped space featuring engaging toys, books, and interactive games, fostering a fun and educational environment for children. Fitness Center: Includes state-of-the-art cardio machines, free weights, and strength-training equipment, catering to beginners and fitness enthusiasts alike. Storage: Offers well-organized, secure lockers and storage spaces, perfect for storing seasonal items, sports gear, or additional belongings. Bike Room: A dedicated, climate-controlled room with secure racks and easy access, ensuring safe and convenient storage for bicycles. Additional Features: Pet-Friendly Policy: Welcomes all pet owners, with facilities and a surrounding environment that cater to the needs of furry companions. Pied-à-Terre Friendly: Ideal for part-time residents or those seeking a convenient second home in the city, offering flexibility and a welcoming community. Part-Time Doorman: Ensures a blend of security and privacy with courteous staff available to assist residents during designated hours. This property combines thoughtful design, high-end finishes, and comprehensive amenities, creating a luxurious yet practical urban living experience.

Features

  • Town: New York
  • Parking: On Street
  • Heating: Baseboard, Natural Gas
  • Cooling: Wall/Window Unit(s)
  • Amenities: Door Person, Elevator(s), Fitness Center
  • Rooms: 3
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Common Area
  • Year Built: 1890
  • Approx Sq. Feet: 650
  • Elem. School: Contact Agent
  • Middle School: Contact Agent
  • High School: Contact Agent
  • School District: New York
  • Pet Policy: No Restrictions
  • Appliances: Electric Water Heater
  • MLS#: H801602
  • Days on Market: 36 days
  • Website: https://www.raveis.com
    /prop/H801602/4w109thstreet_newyork_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Iconic Pros   Phone: 914-488-6949

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4 W 109th Street, #4F, New York (New York (Manhattan)), NY, 10025

$475,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $380,000 $380,000 $380,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.330% 7.171% 6.538%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,528 $2,526 $3,258
Total Monthly Payment $2,603 $2,601 $3,333

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.