Just exceptional! Indulge in luxury with this impressive new colonial construction in the picturesque town of Montgomery, NY. This 4 bedroom, 3 1/2 bath, 3, 490 sq. ft home has everything you can imagine situated on a 3 acre lot! The main level offers a gourmet kitchen with quartz countertops, stainless steel appliances, upgraded cabinets with oversized island and pantry, flowing seamslessy into the family room with gas fireplace for relaxing evenings, formal dining room with octagon ceiling, first floor office/den, and half bath. Wrought iron stair railing leads you upstairs where you will;find a master suite with walk in closet and upscale tiled bathroom. Three additional generous sized bedrooms, hallway full bath, laundry room and bonus room over garage. Open stairs to finished basement with full bath for so many possibilities! Many upgrades included in price such as spacious rooms, high end-finishes, 2 INDEPENDENT FURNACES and AIR CONDITIONING SYSTEMS for better efficiency, oversized garage and metal roof over front porch. Convienently located close to Village of Montgomery, wineries, restaurants, shopping and parks. Highly sought after Valley Central School District. Don’t miss your chance to make this dream home yours—secure your future in this beautiful property, expected completion January 15, 2025!
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Our Executive Mortgage Banker:
Our Insurance Division:
$839,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $671,920 | $671,920 | $671,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.748% | 6.474% | 6.036% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,815 | $4,192 | $5,625 |
Total Monthly Payment | $3,907 | $4,284 | $5,717 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.