Spring Creek Villages boasts owned land, low HOA Fees and Gulf Access (from the community boat ramp)! This 1980 manufactured home has 2 bedrooms / 2 baths and is very reasonably priced. The kitchen has been remodeled with wood cabinets, granite counter tops and features a double pantry for great storage space. The Florida room is comfortable and bright with many windows streaming in natural light. The Master bedroom has double closets with mirrored doors. The master bath features double sinks set into a corner vanity with lots of counter top room and a tiled shower. Guest bedroom has wall shelves and closets for personal items. In the guest bath there is updated tile in the shower. The active clubhouse has planned activities, pool, hot tub/spa, tennis, pickle ball, shuffleboard, basketball, boccie ball, picnic area. The lake at the park shows off colorful tropical sunsets and is a favorite place for residents to gather. The community proudly presents Gulf access into Estero Bay then into the Gulf in minutes by way of the private boat ramp for all residents to use. Once on the water there is fishing, shelling, beaches, waterfront restaurants and watching dolphins, and sunsets before getting home in minutes! Spring Creek Village has a convenient location. Coconut Point Mall and the new Lee Health at Coconut Point are just minutes away. The Hertz Sports arena, restaurants, shopping, public golf courses, FGCU, Fort Myers International Airport are all close by.
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Our Executive Mortgage Banker:
Our Insurance Division:
$229,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $183,920 | $183,920 | $183,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $55 | $55 | $55 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,224 | $1,239 | $1,577 |
Total Monthly Payment | $1,354 | $1,369 | $1,707 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.