Seller motivated and open to reasonable offers. Discover this move-in-ready gem nestled on a picturesque brick-lined street in the heart of PALMA CEIA! This meticulously maintained property combines classic charm with an array of modern features and thoughtful upgrades, offering comfort, convenience, and peace of mind. **No flooding or damage after the recent hurricanes! This property is high and dry in a NON-EVACUATION, X FLOOD ZONE and offers peace of mind in every season with a whole-house generator. ** Many of the major expensive items have been taken care of for you. . . roof (2020), HVAC with UV light (2019), tankless water heater (2018), dishwasher (2024), microwave (2020), new carpet in the sunroom (Jan, 2025), and freshly painted white kitchen cabinets (Jan, 2025). Enjoy ultimate convenience with whole-house surge protection, and mosquito control system for worry-free living. A large sunroom with tinted windows and two skylights floods the home with natural light, perfect for relaxing or entertaining, or simply a quiet space to enjoy your morning coffee. The flex/bonus space in the front of the house lends itself to so many uses. Create a formal dining room to host your friends and family, or make it your home office, craft room, workout space, study, or formal living room. A half bath downstairs, granite countertops in the kitchen, fireplace, built-in storage under the window seat, bookcases lining the wall in the flex space, and ample space in the downstairs level offer you convenience and comfort. Upstairs features 3 bedrooms and 2 full bathrooms. Walk in closet and full ensuite in the primary bedroom offers ample space to create your sanctuary. French doors lead out to a roof top that is just asking for you to add a deck to enjoy lazy Sunday mornings. Mature landscaping, custom outdoor lighting, fenced in backyard, a screened-in front porch, and a $3, 000 playset (2024) create an inviting outdoor oasis. Located in the highly desirable A-rated South Tampa school district (zoned for Roosevelt, Coleman, & Plant). You are minutes away from Palma Ceia Country Club, local restaurants, shopping, & grocery stores. This location checks all the boxes. This home is situated on a 50' x 100' lot and features modern security upgrades, including a $600 Ring doorbell system and motion sensor lights. Termite-resistant attic insulation, auto-circulated vented attic and shed ensure year-round comfort and durability. Located just minutes from all that South Tampa has to offer, this is your opportunity to own a true gem in one of Tampa Bay's most coveted neighborhoods. A quick drive to Tampa International Airport, International Plaza and Bay Street, Midtown, Hyde Park, and just over an hour and a half to the magic of Disney, and approximately 25 miles to the sugar sand beaches & the glittering blue waters of the Gulf of Mexico! Schedule your private showing today and experience the perfect blend of timeless character and modern upgrades in the heart of South Tampa!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $791,200 | $791,200 | $791,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.750% | 6.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.239% | 6.849% | 7.037% |
Monthly Tax Payment | $583 | $583 | $583 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $5,330 | $5,132 | $7,056 |
Total Monthly Payment | $6,005 | $5,807 | $7,731 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.