PRETTY AS A PICTURE ! This charming stucco 2 bedroom, 2 bath, 2 car garage home has great curb appeal and is move in ready. Upon entering, you will appreciate the clean, crisp look of the stylish tile floors and inviting paint colors that flow thru every room. Pleasantly spacious rooms and closets. This very comfortable home also has a Florida room and lanai that is under heat and air with vinyl window that is accessible from home and garage and leads out to a grilling patio and relaxing back yard. You will enjoy peace of mind provided by grab bars in both bathrooms, and hurricane shutters. ROOF 2016, HVAC 2009, WATER HEATER 2020. Mounted TV, garage fridge, curtains, washer/dryer do not convey. In Spruce Creek Preserve is a fun, friendly, active, 55+, gated golf community nestled into 4, 000 acres of wilderness Preserve giving a quiet country feel and frequent wildlife sightings. Great amenities and activities heated pool, spa, pickleball, tennis, corn hole, shuffleboard, fitness center, water aerobics, yoga, exercise classes, crafts, cards, games, bingo, bunco, billiards, dinners, dances, social and travel clubs. Less than 4 miles from golf, groceries, hospital, shopping, restaurants, banking, gas, and Nature trails.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$232,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $185,600 | $185,600 | $185,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $142 | $142 | $142 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,219 | $1,219 | $1,554 |
Total Monthly Payment | $1,436 | $1,436 | $1,771 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.