One or more photo(s) has been virtually staged. AMAZING PRICE ADJUSTMENT-REDUCED $147, 000!!!
Modern Masterpiece: 6434 Rubia Cir- Welcome to a home that epitomizes the pinnacle of modern construction, where every detail is a testament to quality, resilience, and luxury. Situated in a prime location and meticulously crafted to adhere to the latest building codes, this property stands as a fortress against nature's fiercest elements, ensuring safety and security for generations to come.
In the aftermath of Hurricanes Charley, Frances, Jeanne, Wilma, and Katrina, building regulations underwent a seismic shift. The result? A new standard of construction excellence, one that prioritizes durability and structural integrity above all else. At 6434 Rubia Cir, these codes are not just met but exceeded, guaranteeing a home that is truly built to last.
Step inside, and you'll be greeted by a symphony of modern design and timeless elegance. The kitchen, a culinary haven, features top-of-the-line amenities such as quartz countertops, 42" wall cabinets, a gas cooktop with pot filler, and a 12 ft center island perfect for gathering with loved ones. The great room, with its soaring 14 ft ceilings and expansive sliders, seamlessly merges indoor and outdoor living, offering breathtaking views and unparalleled comfort. Office offers privacy and views of Tampa Bay.
The owner's suite is a sanctuary of serenity, boasting 12 ft ceilings, a triple set of sliders leading to the lanai, and a luxurious bathroom complete with a freestanding slipper tub and floor-to-ceiling shower tile. Meanwhile, the in-law suite offers privacy and convenience, with its own doorless entry shower, rainhead, and private patio with cedar ceiling. Not to be overlooked is the upper level Loft, 2 bedrooms both with private onsuites.
This home is not just a masterpiece of design—it's also equipped with state-of-the-art technology, including WiFi-enabled thermostats, a tankless water heater, and recessed lighting throughout. With a stone foundation, PGT insulated, lowE glass, impact-resistant windows, and a 3-car garage, every aspect of this property has been meticulously planned and executed to ensure unmatched comfort, security, and peace of mind.
Experience the epitome of modern luxury living at 6434 Rubia Cir. Contact us today to schedule a private viewing and discover the unparalleled beauty and quality of this remarkable home.
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,078,400 | $1,078,400 | $1,078,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.545% | 6.748% | 6.932% |
Monthly Tax Payment | $188 | $188 | $188 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,994 | $6,905 | $9,543 |
Total Monthly Payment | $7,307 | $7,218 | $9,856 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.