Buyers Couldn't Wait - Here's your Opportunity Spacious cape style home in one of the most desirable neighborhoods--Close to Orchards Golf Course, Mount Holyoke College. This home offers four bedrooms (one on first floor) - see floor plan. There are two full baths, hardwood floors & bonus first floor laundry off the kitchen. The architectural roof, vinyl windows and septic are 12 years young. (title v in hand) Another perk is the New Heating and Oil Tank as of March 2024 - However, the Harman Pellet Stove keeps the home toasty warm as supplemental heat. Primary Bedroom offers cathedral ceiling with skylight and double closets. This home is situated on beautiful flat 1. 6 acres with an in-ground pool that is opened annually, offering a new liner and slide. The gazebo offers a marbled floor and is a wonderful addition to this entertaining, relaxed space. This home has a wonderful retreat atmosphere.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Closet, Flooring - Wall to Wall Carpet | 11.0 x 9.0 | Second |
Bedroom 3 | Closet, Flooring - Wall to Wall Carpet | 12.0 x 13.0 | Second |
Bedroom 4 | Closet, Flooring - Hardwood, Flooring - Wall to Wall Carpet | 11.0 x 13.0 | First |
Dining Room | Flooring - Hardwood | 8.0 x 15.0 | First |
Kitchen | Flooring - Stone/Ceramic Tile | 10.0 x 11.0 | First |
Living Room | Flooring - Hardwood, Window(s) - Picture | 11.0 x 15.0 | First |
Master Bedroom | Skylight, Cathedral Ceiling(s), Closet, Flooring - Wall to Wall Carpet | 14.0 x 15.0 | Second |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $327,920 | $327,920 | $327,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $517 | $517 | $517 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,182 | $2,179 | $2,812 |
Total Monthly Payment | $2,774 | $2,771 | $3,404 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.