Nestled in the tranquil rural community of Pomona Park, this 3-bedroom, 2-bathroom home, complete with an office and a bonus/game room, offers 2, 123 sq ft of living space ready for customization. Built in 1984, this solid Norwegian brick home with a durable metal roof is set on a sprawling 10. 22-acre lot, composed of two 5-acre parcels. The property is fully fenced and thoughtfully designed to support both comfortable living and versatile land use. There is a gate at the rear of the property giving access from Lincoln Avenue. Zoned for agricultural use (AG) in Putnam County, this expansive land offers opportunities for farming, home based businesses, outdoor activities, and so much more. Additionally, with no HOA restrictions, you have the freedom to personalize and make the property your own. There are three outbuildings on the property, all with power and water. The first outbuilding is a concrete block, 720 sq ft workshop on a slab, ready to go. The second outbuilding, constructed of metal with a metal roof, is 576 sq ft with an additional covered 288 sq ft slab, ideal for use as a garage or storage. The large pole barn provides additional sheltered space with an adjacent RV hookup. The property is served by two power meters—one powers the house and two outbuildings, while the other is dedicated to the RV hookup and the pole barn. There are two drilled wells on the property; one is fully functional, supplying water to all structures, while the other requires a pump replacement but serves as a great backup well if desired. The property also includes two septic systems—one for the RV hookup by the pole barn and the other on the east side of the house. Currently a single parcel, the property could potentially be divided back into two separate parcels, each with its own infrastructure, as long as you confirm with county requirements for setbacks etc. While the interior of the home awaits all of your fresh ideas and renovations, this property offers a unique chance to craft a personalized multi-generational homestead or expansive retreat with ample room for projects, hobbies, and agricultural pursuits. With its extensive land, versatile structures, and robust infrastructure, 189 Sisco Rd is more than a home; it’s a canvas for your vision of rural living.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $471,200 | $471,200 | $471,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $468 | $468 | $468 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,056 | $3,017 | $3,913 |
Total Monthly Payment | $3,616 | $3,577 | $4,473 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.