Discover your dream home in Holiday Shores, a vibrant +55 plus community situated along the picturesque shores of Seminole Lake! This beautifully updated 2-bedroom, 2-bathroom home is perfectly situated on a corner lot surrounded by lush greenery, offering serene living and easy access to outstanding amenities. This incredible property is offered fully furnished and ready for you to move right in! Step inside to a bright and inviting open floor plan, adorned with an array of windows providing natural light throughout. The inviting living room provides ample space, seamlessly flowing into the dining area. In the kitchen, you’ll find granite countertops, stainless steel appliances, and ample storage, making it a delightful space for any home chef. Storage is never an issue in this thoughtfully designed home, with ample kitchen storage and additional storage space throughout. The spacious master suite includes a walk-in closet and a private en-suite bathroom with a walk-in shower. Relax in the enclosed Florida room, equipped with newer windows, a wall-unit air conditioner, and a ceiling fan for year-round comfort. Plus, enjoy peace of mind with a brand-new central AC system installed in 2024. The interior walls consist of durable drywall construction providing added soundproofing for enhanced comfort. The perks of living at Holiday Shores extend far beyond your doorstep. Dive into the heated pool, perfect for a refreshing swim on sunny afternoons. Challenge your neighbors to a friendly game of shuffleboard, or simply take a leisurely stroll through the meticulously landscaped grounds. Other community amenities include an active clubhouse, and a community boat ramp for boating or kayaking on Lake Seminole. One of the standout features of Holiday Shores is its unparalleled affordability. With a low HOA fee of just $190/month covering sewer, trash, water, and grounds maintenance, carefree living is within reach. This pet-friendly neighborhood allows two pets (up to 35 lbs each) and is conveniently located less than an hour from two major airports and just 30 minutes from Gulf beaches, shopping, and dining. Don’t miss your opportunity to enjoy the best of the Florida lifestyle in this exceptional home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$175,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $140,000 | $140,000 | $140,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $212 | $212 | $212 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $908 | $896 | $1,163 |
Total Monthly Payment | $1,195 | $1,183 | $1,450 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.