Find the epitome of functional living space in this newer built, spacious 4-bedroom, 2-bathroom home, featuring a versatile flex room and 3-car garage. As you enter from the charming covered front porch, an inviting foyer unfolds, revealing the flex space, ideal for a secondary living room or generous office. The wide-open floor plan seamlessly ties together the beautiful kitchen to a vast great room enhanced by a vaulted ceiling, leaving ample space for a formal dining setting. A glass slider beckons you to the backyard, which is perfectly situated for some privacy, as well as a serene view of the pond. The kitchen boasts abundant cabinetry and granite counters, a large dining island, and is complete with a must-have walk-in pantry. The split bedroom plan offers an expansive primary bedroom filled with natural light, accompanied by a spacious en-suite bath with a dual sink vanity, water closet, and a large walk-in closet. On the opposite side of the home, all guest bedrooms are generously sized and conveniently access a full bathroom. The 3-car garage showcases a beautiful epoxy-coated floor, while the broad driveway adds convenience for a large household and its guests. Additional features include a spacious laundry room, recessed lighting, hurricane shutters, and a complete exterior video surveillance system, included for your peace of mind. Creek Preserve provides its residents with ample amenities, including a stunning, resort-style community pool and clubhouse, park, playground, and basketball court. Beyond the community, you’re just minutes away from the breathtaking Southshore Bay Lagoon -- a favorite destination for the entire family. Nearby conveniences include fast food restaurants, Walmart Supercenter, Publix, Aldi, Walgreens, Ace Hardware, TGH Urgent Care, and much more. Located off US-301, it’s an easy commute to downtown Tampa, St. Pete, Sarasota, and surrounding areas. Don’t miss your opportunity to own this beautiful home, which is available for purchase with an ASSUMABLE LOAN at only 2. 875% interest rate!
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $799 | $799 | $799 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,050 | $2,023 | $2,624 |
Total Monthly Payment | $2,924 | $2,897 | $3,498 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.