Check out this great find! Priced just below appraised value. Full appraisal done very recently. Sellers are open to negotiation. Located in the highly sought out area of Palm Harbor and backs up to a salt water marsh. This home has been dearly loved and well kept for over 30 years. It is in need of updating, but is in amazingly good condition. This pool home is over 2600 sq ft. It has 3 bedrooms and 3 bathrooms and a bonus upstairs space that would make a great office or anything you want it to be. There is a spacious dining room, formal living room and a family room with a brick woodburning fireplace. Large kitchen and walk in pantry. Sellers did have a pre-listing home inspection/4 point and wind mitigation done by a licensed home inspector. They are willing to share this with a buyer that goes under contract.
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Our Executive Mortgage Banker:
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$484,700
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $387,760 | $387,760 | $387,760 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $266 | $266 | $266 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,678 | $2,612 | $3,298 |
Total Monthly Payment | $3,019 | $2,953 | $3,639 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.