Lake Keuka, Hammondsport, Custom Chalet in the heart of Finger Lakes Wine Country! Pets Alowed! This unique home is nestled on two private wooded acres, features natural wood ceilings, wood floors, Wood-burning with stonework, an open floor plan, with large wrap-around decks that offer sweeping views of nearby Keuka Lake! Visit one of the many wineries, distilleries, breweries or fine restaurants within 5-10 miles, walk the trails behind the house, or take a short drive to nearby, popular towns like Ithaca on Cayuga Lake or Watkins Glen on Seneca Lake, then relax in the walk-out, decked-in Hot Tub. Amenities include Central A/C, a large Rec room with a Billiard Table, Ping Pong Table, Gaming Area, exercise equipment, a fire pit, and wooded campsite. Furnishings include new beds and furniture, original art work, TVs in each room, and a washer/dryer. Available furnished (preferred), unfurnished, or partially furnished. Available for short term for higher rate, as negotiated with Owner.
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Our Executive Mortgage Banker:
Our Insurance Division:
$4,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $3,600 | $3,600 | $3,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $24 | $25 | $31 |
Total Monthly Payment | $99 | $100 | $106 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.