167 Seawynds Drive was a model home for Reynolds Farm Phase II with a first-floor primary suite and laundry room. It is a one-owner home that has been very well cared for and features contemporary looking gray kitchen cabinets with a beautiful subway tile backsplash, quartz counters, a center island, and stainless appliances. From the garage, you will enter a generous mud room with built-in shelves and a bench seat. Off the mud room is the laundry room and a lavette. The dining room has a floor to ceiling triple bay window. The living room has a gas fireplace, and the flooring throughout the first level and second floor hallway is a light oak hardwood. The primary suite has a 12 x 16 bedroom, walk in closet, and tile bath with dual sinks and a 4ft walk-in glass shower. The second floor 10x12 landing can serve as a home office, or a computer or play area. Two more bedrooms and a common bath with a double vanity round out the second floor. Outside, there is a front porch, and 12 x 18 rear deck that steps down to a small patio which is a perfect grill area. The deck overlooks open space and woods for beautiful vistas and great privacy. There is a generous fenced side yard, perfect for kids or pets. The current owners have set up 3 raised garden beds in the back corner of the yard which they have used as an herb garden. Reynolds Farm is very convenient to Wickford and The Shops at Quonset Point. Offers due by noon on Monday 12/9.
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NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $508,000 | $508,000 | $508,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $597 | $597 | $597 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,295 | $3,253 | $4,218 |
Total Monthly Payment | $3,984 | $3,942 | $4,907 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.