Nestled along the tranquil shores of Boca Ciega Bay and just steps away from the pristine sands of St. Pete Beach, Mirabella Court is the ultimate coastal retreat. This hidden, planned community offers residents a sparkling heated pool, a private fishing dock, and meticulously maintained landscaping and streets—courtesy of the HOA—so you can focus on relaxing and enjoying the Florida lifestyle. This unit did not flood during the recent storms. The community is pet-friendly, welcoming two large pets per household, and boasts a flexible 3-month minimum lease policy, making it ideal for both full-time residents and seasonal escapes. This 2-bedroom, 2. 5-bath garden-view townhome is a rare opportunity for those with a vision for transformation. While it needs some tender loving care, the potential is undeniable! The main level features an open-concept living, dining, and kitchen area, perfect for entertaining. Step outside to your private patio, an ideal spot for grilling and soaking up the Florida sunshine. The lower level offers a spacious one-car garage with room to accommodate even a large SUV or additional storage needs. Upstairs, the primary suite impresses with its generous proportions, a walk-in closet, and an en-suite bath. There’s even enough space to create a cozy sitting area! The second floor also houses a conveniently located laundry area, as well as a second bedroom—perfect as a guest retreat or home office—with a full bath nearby. With a new roof installed in October 2022, this home is ready for its next chapter. The HOA fee of $1, 180 quarterly includes water, high-speed internet, premium cable TV, landscaping, recycling, and trash pickup, offering exceptional value. Enjoy sunset beach walks and the convenience of being minutes from vibrant downtown St. Petersburg, with its renowned dining, museums, and the iconic St. Pete Pier. Fort De Soto Park and Tampa International Airport are also within easy reach. Don’t miss this chance to create your dream coastal haven in one of the area’s most sought-after communities. Schedule your showing today and unlock the potential of this Mirabella Court townhome!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $220 | $220 | $220 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,601 | $2,601 | $3,315 |
Total Monthly Payment | $2,896 | $2,896 | $3,610 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.