NO FLOOD INSURANCE REQUIRED - HIGH AND DRY. This charming, pristine condition 2-bedroom, 2-bathroom home in the highly sought-after Coffee Pot Bayou neighborhood is a true gem! Located on the north end of Historic Old Northeast, you're just a few blocks from the serene waters of the inner bay, offering the perfect lifestyle for outdoor enthusiasts. Whether you enjoy kayaking from Coffee Pot Park, biking to the iconic St. Pete Pier, or simply exploring the vibrant local area, this location offers it all. An abundance of shops and restaurants are mere steps away including a hop-skip-jump to Fresh Market AND Trader Joes!! The home itself has been thoughtfully updated, seamlessly blending modern conveniences with classic charm. The master suite has been beautifully renovated, featuring a luxurious rain shower, sleek tile, and a spacious 72-inch soaking tub, providing a relaxing retreat. The original hardwood floors throughout the home add warmth and character, while the guest bathroom showcases unique tilework. For those who love to cook, the chef-inspired kitchen will impress. It boasts hand-crafted cabinetry, a farmhouse sink, premium gas range, top-tier Samsung appliances, and a 36-bottle dual-zone wine fridge. The quartz waterfall island with a built-in microwave is both stylish and functional, creating the perfect culinary haven. Natural light floods the open living space through bay windows, and French doors lead to a private backyard oasis. The outdoor area is an entertainer’s dream, featuring a decked seating area with plenty of space for a pool. The potted planters and outdoor grill are ready to help you embrace the Florida lifestyle. Additional amenities include a full laundry room with LG washer and dryer, a utility sink for added convenience, and a rare attached one-car garage with extra storage. The roof was replaced in 2017, and the HVAC system was updated in 2019, ensuring peace of mind for years to come. With its prime location, modern updates, and eclectic style, this home is priced to sell quickly—don't miss out on the opportunity to make it yours! FLOOD ZONE X.
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$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $1,053 | $1,053 | $1,053 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,253 | $4,248 | $5,481 |
Total Monthly Payment | $5,398 | $5,393 | $6,626 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.