"Minutes from Main" This beautifully maintained 3-bedroom, 3-bath colonial, lovingly cared for by its original owners, offers the perfect blend of charm, modern upgrades, and smart home technology. Nestled between Patchogue and Bellport villages and just minutes from Main Street, the location provides easy access to shopping, dining, and entertainment. The bright and spacious living room boasts cathedral ceilings, hardwood floors, while the updated kitchen features granite countertops, crown molding, an oversized pantry, custom kitchen cabinetry with window seat and Samsung smart appliances integrated with SmartThings. Dishwasher is One -Year Young, replaced in 2023. A convenient first-floor laundry room and a half bath with wainscoting add to the home's functionality. Stove and washing machine are just one year young. Upstairs, the primary suite is a sunlit retreat with cathedral ceilings, a walk-in closet featuring a California-style organizing system, and a freshly re-grouted subway tile walk-in shower. Two additional bedrooms offer ample closet space and built-in organizers. The fully finished basement, with 9-foot ceilings, an egress window, and an outside entrance, provides abundant storage with built-in shelving and is hardwired for 5. 1 surround sound and internet, making it ideal for a home theater or office. The home is equipped with Ubiquiti Unify Wi-Fi access points throughout the main floor and basement, ensuring seamless connectivity. Additional features include a 200 AMP electrical service, a 1-year-old central air conditioning system with air handlers, and an 8-zone Rachio Smart sprinkler system. The exterior is equally impressive with a Trex deck porch installed just two years ago, pavers in the back year with fire pit and fenced in yard perfect for outdoor gatherings. Smart-capable light switches, and included IP cameras enhance the home's convenience and security. With oil heat and a 13-year-old burner, and instant hot water this home is both cozy and energy-efficient. Don't miss the opportunity to own this smart-enabled colonial in a prime location!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$579,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $463,200 | $463,200 | $463,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $855 | $855 | $855 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,004 | $2,966 | $3,846 |
Total Monthly Payment | $3,950 | $3,912 | $4,792 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.