Welcome to this delightful ranch home in Leominster! The kitchen features solid countertops, stainless steel appliances, and a convenient pantry. Just off the kitchen, the dining area features hardwood floors and a bay window, creating a bright and inviting space that flows effortlessly into the living room that shares the same hardwood flooring. All three bedrooms feature hardwood floors and plenty of closet space! Freshly painted interior doors add a modern touch throughout the home. For comfort, there’s a Minisplit Heat Pump for heating and cooling, plus a new stainless steel water heater. Outside, enjoy a welcoming front porch, a partially fenced yard with raised garden beds, a crushed stone patio with a fire pit, and a detached garage. This home combines comfort and charm!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood, Cable Hookup | 12.0 x 10.0 | First |
Bedroom 3 | Closet, Flooring - Hardwood, Cable Hookup | 12.0 x 9.0 | First |
Dining Room | Flooring - Hardwood, Window(s) - Bay/Bow/Box | 11.0 x 11.0 | First |
Kitchen | Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Cabinets - Upgraded, Stainless Steel Appliances | 10.0 x 11.0 | First |
Living Room | Ceiling Fan(s), Flooring - Hardwood | 12.0 x 10.0 | First |
Master Bedroom | Closet, Flooring - Hardwood, Cable Hookup | 12.0 x 14.0 | First |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,999 | $319,999 | $319,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $422 | $422 | $422 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,102 | $2,102 | $2,679 |
Total Monthly Payment | $2,599 | $2,599 | $3,176 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.