This 2 Bed, Den & 2 Bath w 2 Car Garage Villa is conveniently situated between our beautiful Gulf beaches of SW Florida and all that the desirable destinations that Fort Myers/Naples area has to offer!
This nicely updated home with so many extras features White kitchen cabinets, wood look vinyl plank and tile on a diagonal, wet sink in laundry room, both bedrooms are upgraded with Closets By Design, extra refrigerator in the garage, garage safe, and a thoughtful floor plan furnished inside and out with many newer items. The Den has double pocket doors. Partially Furnished & delivered to you so you can enjoy the sun-filled, resort lifestyle on Day 1. A few pieces of furniture are excluded: Primary bedroom furniture, dining picture, living room love seat & Lazy Boy Recliner.
The Tortuga Villas look fresh, receiving new roofs in 2023 & matching outdoor lights in 2024, and the volunteer residents are always making improvements to the community to keep it tip-top. The cable and water are included in your fees and your pest control is maintained by wall tubes. This home features accordion shutter hurricane protection on all windows, a safe will be left for the buyers and a generator along with the hook up in the garage and there was NO Hurricane or flood damage. Truly easy living! This Taylor Morrison-built home, decorated & furnished for comfort and aesthetics is ready for a new owner! The seller has a low cost transferable flood insurance policy and a home warranty on all appliances. Landscaping to be updated soon.
This Villa is in the gated community of Tortuga, near Lakes Park, Barbara B Mann Performing Arts Hall, Health Park, FSW State College, Bell Tower Shops, Costco, Publix, beaches & marinas, & Lakes Regional Library. The clubhouse & amenities are just a few steps away, no need to drive.
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Our Executive Mortgage Banker:
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$429,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,920 | $343,920 | $343,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $220 | $220 | $220 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,288 | $2,288 | $2,925 |
Total Monthly Payment | $2,583 | $2,583 | $3,220 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.