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514 Garland CIRCLE, Indian Rocks Beach, FL, 33785 | $565,000
Beach lovers, welcome to your turnkey furnished home! This 2-bedroom, 2-bath townhouse with a 1-car garage offers the quintessential coastal lifestyle in the heart of Indian Rocks Beach. Nestled on the idyllic barrier island of Sand Key, this charming home is steps away from over two miles of pristine Gulf beaches and 26 public beach accesses. Indian Rocks Beach is a nostalgic, golf cart-friendly beach town known for its relaxed vibe and fantastic dining options. This townhouse features an open floor plan, vaulted ceilings, and water views from the living room and primary bedroom. The kitchen is a chef’s delight, complete with granite countertops, newer stainless steel appliances (refrigerator, microwave, dishwasher, and water softener), and freshly painted ceilings. A newer A/C (2022) ensures year-round comfort. Enjoy two brand-new balconies (completion expected in the spring) and a versatile bonus room downstairs that could double as additional living space or expand the garage. The community amenities enhance the Florida lifestyle, with a swimming pool, tennis court, 12 boat docks (available on a first-come, first-served basis), and a kayak launch just steps away. Need more? A marina with storage is conveniently located across the Intracoastal Waterway. Explore the area aboard the trolley, which runs from Clearwater Beach to Pass-a-Grille daily. Nature enthusiasts will love the nearby tranquil preserves, mangrove trails, and scenic pathways perfect for birdwatching and soaking in the serene vistas. Don’t miss this opportunity to experience the best of Indian Rocks Beach living!
Features
- Amenities: Pool, Spa/Hot Tub
- Rooms: 4
- Bedrooms: 2
- Baths: 2 full
- Laundry: Inside
- Year Built: 1992
- Garage: 1-car Garage Door Opener, Guest
- Heating: Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,465
- Est. Taxes: $5,493
- HOA Fee: $898 Monthly
- Lot Desc: City Lot, Near Marina
- View: Water
- Elem. School: Anona Elementary-PN
- Middle School: Seminole Middle-PN
- High School: Seminole High-PN
- Pet Policy: Cats OK, Dogs OK, Yes
- Appliances: Dishwasher, Microwave, Range, Refrigerator, Washer, Water Softener
- MLS#: TB8325212
- Days on Market: 36 days
- Website: https://www.raveis.com
/prop/TB8325212/514garlandcircle_indianrocksbeach_fl?source=qrflyer
Listing courtesy of MICHAEL SAUNDERS & COMPANY Phone: 941-951-6660
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
514 Garland CIRCLE, Indian Rocks Beach, FL, 33785
$565,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $452,000 | $452,000 | $452,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
| Monthly Tax Payment | $458 | $458 | $458 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,007 | $3,007 | $3,845 |
| Total Monthly Payment | $3,557 | $3,557 | $4,395 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388