432 Hidden Springs Way, Cross Hill, SC, 29332 | $820,000

DEEPWATER LAKEHOME WITH A GORGEOUS VIEW! Move-in Ready home sits on a 1-acre Point Lot at the end of a cul-de-sac, and offers 4 Bedrooms, 3 Full Baths, lovely spacious rooms, light bright kitchen, roomy covered deck to entertain and enjoy the outdoors, and a walk-out basement with family/rec. room, awesome storage or flex space, and the lakeside workshop you’ve always wanted. Love the wide Entry Foyer welcoming you into an open Great Room with soaring cathedral ceiling and an outrageous View. You’ll spend A LOT of time on your Lakeside Porch (24x15!) which has cable railings, so that Awesome Wrap-around View is unobstructed. Custom Kitchen with Amish-built soft-close cabinetry, beautiful quartz counters with subway tile backsplash, porcelain farm-style double sink, and all new appliances. Certainly, you want that big kitchen table (negotiable) for your family and friends! Pretty Custom Baths with quartz-counters, rain-head showers, comfort height sinks. Big 21x14 Master Bedroom Suite has 3’ doors for easy access, 2 ceiling fans, vaulted ceiling, PLUS an adjoining private Lakeside Den – is this your quiet reading room, mini-office or workout area? Appreciate the well-thought-out convenience of Laundry in the large Walk-in Closet. Master Bath has a custom tiled shower and a separate soaker tub to relax in after a long day. The Loft off the Great Room is another nice living space with easy access to a bit of attic storage. Lots of inset lighting, ceiling fans in all rooms and porches, hardwired smoke detectors, LVP flooring throughout. The downstairs lake level has a whirlwind of possibilities. The spacious (23'3x23'10) Family/Rec. Rm. is already plumbed for a kitchenette and has double doors to a lakeside Covered Paved Patio. The 4th Bedroom (15’08x15’08) is downstairs and has its own Full Bath and a private 21’ Lakeside Screened Porch (swing bench can stay) creating an inviting Guest Retreat. What will you use the Flex Space for? Amazing storage, a media room, craft area? The Lakeside Workshop area has 400 amp, and a convenient lakeside garage door for easy tool and toy storage while you enjoy the view and breezes! A designated mechanical room area makes house maintenance easy and convenient. This beautiful lakehome was a complete redo of a former shell (age unknown), with new Everything - sellers got their Certificate of Occupancy in 2023. All new exterior walls, insulation and siding, new studs and trusses, new doors and windows, new interior walls with bullnose corners, new metal roof, all new house systems- new HVAC/ductwork, new gas hot-water-on-demand water heater, new plumbing and electrical, new porch, deck and patio. Two spare gas lines with manifold system for independent control are in place if you want fireplaces, or even set up an outdoor kitchen. No need to climb ladders - all sides of the home have Seamless Gutters with Leaf Guard system. Got an RV? The lot is RV-FRIENDLY and has access to power/water/sewer. DEEP YEAR-ROUND WATER with 190+ feet lake frontage. Small Dock in place ready for your boat (fish from your own pier!) and the Burn Pit is ready for your marshmallows. No one will build across the water from you. Enjoy cool train watching across a wide cove, the water-skiers testing their skills, the natural beauty of fabulous Colorful Sunsets all year long, rich greenery and beautiful fall colors, Sparkling Water every day. The lot is one of the most gently sloped lots in the area with just enough elevation for PRIVACY and no flood insurance required. Neighborhood of quality homes. No HOA; no club dues, nobody telling you what you can/can’t do. Convenient mid-lake location on a Point Lot. Grab your piece of paradise on 11, 400-acre Lake Greenwood and LOVE YOUR LAKE LIFE.

Features

  • Amenities: None
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: 1st Floor
  • Style: Contemporary, Patio, Other
  • Year Built: 2023
  • Heating: Natural Gas
  • Cooling: Electric
  • Basement: Walk-Out Access
  • Acreage: 0.98
  • Est. Taxes: $476
  • Lot Desc: 1/2 - Acre, Cul-De-Sac, Sloped
  • Water Front: Yes
  • Elem. School: Other
  • Middle School: Other
  • High School: Other
  • Appliances: Dishwasher, Refrigerator, Other, Electric Oven, Microwave, Gas Water Heater, Tankless Water Heater
  • MLS#: 1543009
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/1543009/432hiddenspringsway_crosshill_sc?source=qrflyer
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Listing courtesy of TLC Real Estate   Phone: 864-330-5626

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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 7654

401.474.4879

Whitney.Rugg@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance

978-337-3053

Paul.Berrios@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

432 Hidden Springs Way, Cross Hill, SC, 29332

$820,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $656,000 $656,000 $656,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.625% 6.625% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.209% 6.750% 6.664%
Monthly Tax Payment $40 $40 $40
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,200 $4,200 $5,714
Total Monthly Payment $4,332 $4,332 $5,846

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.