Welcome to your next home where modern amenities meet serene living! Picture this: a stunning 4-bedroom house with 3. 5 bathrooms, cleverly designed for both comfort and style. The heart of the home, the primary bedroom, offers an oasis of tranquility, ideally suited for unwinding after a bustling day. Three additional cozy bedrooms ensure ample space for sleep, study, and storage. Delight in a well-equipped kitchen that opens to a peaceful deck, perfect for sipping your morning coffee or hosting weekend barbeques in the fenced yard. Step outside to discover a professionally landscaped lot with plenty of room for gardening and outdoor activities. Not to mention, the summer days just got cooler with an inviting in-ground pool that's sure to be a hit with both family and friends. For comforts beyond the borders of the yard, the house is ideally positioned near essentials and extras. Navigate through daily life with ease as you are just minutes away from ALDI for convenient grocery shopping. For more adventure, the lively town of Port Jefferson is briefly up the road providing exquisite dining and shopping options plus a train station for easy commutes. Or spend relaxed afternoons at Percy B Raynor Memorial Park, an ideal spot for recreation. Rounding up the many perks, the house includes a sizeable basement and dedicated parking, enhancing your living experience. This property isn't just a space to reside, it's a place to thrive!, Additional information: Separate Hotwater Heater: Y
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,999 | $679,999 | $679,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.748% | 6.474% | 6.036% |
Monthly Tax Payment | $1,207 | $1,207 | $1,207 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,861 | $4,242 | $5,692 |
Total Monthly Payment | $5,160 | $5,541 | $6,991 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.