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5539 2nd Avenue CIRCLE W, Palmetto, FL, 34221 | $850,000
Discover an unparalleled opportunity to create your dream home on Terra Ceia Bay in the exclusive gated community of Terra Ceia Bay Estates. This rare, vacant lot boasts 118 feet of direct bay frontage, offering sweeping, unobstructed views of the sparkling waters and the stunning Skyway Bridge. With only 10 homes in this prestigious maintenance-free community, you'll enjoy privacy, exclusivity, and tranquility. The lot is cleared and ready for construction, and the current owner has exceptional custom home plans they are willing to share, making your vision of a waterfront haven even closer to reality. The property features a dock ready to accommodate your boat and jet skis, which is also perfect for fishing for snook, tarpon, snapper, and redfish, or simply enjoying the playful sight of dolphins and manatees. The community also features a luxurious pool and provides irrigation and lawn maintenance as part of its HOA benefits, ensuring convenience and ease of living. Located in a highly desirable area, Terra Ceia Bay Estates offers easy access to major destinations. You’re just 25 minutes from downtown St. Petersburg, 35 minutes from Tampa International Airport, 20 minutes from Sarasota and University Town Center, 10 minutes from downtown Bradenton, and 20 minutes from the pristine beaches of Anna Maria Island. Proximity to I-75 and I-275 ensures seamless travel, while nearby shopping, dining, and medical facilities provide everything you need within reach. This exceptional property combines natural beauty, prime location, and an exclusive community lifestyle. Build your dream home and embrace waterfront living with breathtaking sunsets, endless views, and the ultimate blend of serenity and convenience.
Features
- Amenities: Pool
- Lot Size: 47 x 163 x 77 x 41 x 166
- HOA Fee: $1,500 Quarterly
- Lot Desc: Cleared, Flood Plain, In County, Street Lights
- View: Water
- Elem. School: Palm View Elementary
- Middle School: Lincoln Middle
- High School: Palmetto High
- Pet Policy: Breed Restrictions, Number Limit, Yes
- MLS#: A4631017
- Days on Market: 3 days
- Website: https://www.raveis.com
/prop/A4631017/55392ndavenuecirclew_palmetto_fl?source=qrflyer
Listing courtesy of MICHAEL SAUNDERS & COMPANY Phone: 941-388-4447
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
5539 2nd Avenue CIRCLE W, Palmetto, FL, 34221
$850,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $680,000 | $680,000 | $680,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.235% | 6.723% | 6.826% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,410 | $4,354 | $5,970 |
| Total Monthly Payment | $4,502 | $4,446 | $6,062 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388