44 Hillside Road, Poughquag, NY, 12570 | $349,000
Welcome to your dream home—a charming 2-bedroom ranch nestled in a tranquil setting that combines comfort with style. This inviting residence features one full and one half bath. As you enter, you'll be captivated by the recently refinished hardwood floors that flow seamlessly throughout the main living areas, providing a warm and welcoming ambiance. The heart of this home is undoubtedly the spacious living room, complete with a stunning stone wood-burning fireplace outfitted with heatilators. This feature not only adds a cozy touch but also ensures that warmth spreads throughout the space, perfect for those chilly evenings. Large window fill the room with natural light, creating an airy atmosphere that enhances your living experience. The oak kitchen cabinets offer a timeless elegance, complemented by a gas stovetop, and double ovens. Access to the spacious porch, from the breakfast area is a perfect extension of your living space. The porch invites you to relax with a morning coffee or unwind in the evening while taking in the peaceful surroundings. Whether it’s a quiet afternoon or a lively gathering, this porch is sure to be a favorite spot. Located in the town of Beekman, this ranch home provides a perfect retreat from the hustle and bustle of everyday life. Enjoy nearby parks, walking trails, and the beauty of nature. Don’t miss this opportunity to own a beautifully maintained home with timeless features and a peaceful setting. Schedule your showing today and discover the perfect blend of comfort and charm that awaits you in this delightful 2-bedroom ranch! Additional Information: HeatingFuel: Oil Above Ground, ParkingFeatures: 2 Car Attached,
Features
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full / 1 half
- Style: Ranch
- Year Built: 1960
- Heating: Oil, Baseboard
- Cooling: None
- Basement: Full, Walk-Out Access
- Approx Sq. Feet: 1,300
- Acreage: 1.6
- Est. Taxes: $8,378
- Elem. School: Trinity Elementary School
- Middle School: Union Vale Middle School
- High School: Arlington High School
- School District: Arlington
- Appliances: Dishwasher, Refrigerator, Oven
- MLS#: H6334067
- Days on Market: 37 days
- Website: https://www.raveis.com
/prop/H6334067/44hillsideroad_poughquag_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
44 Hillside Road, Poughquag, NY, 12570
$349,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $279,200 | $279,200 | $279,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
| Monthly Tax Payment | $698 | $698 | $698 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,811 | $1,788 | $2,319 |
| Total Monthly Payment | $2,584 | $2,561 | $3,092 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535