This is a 2-bedroom, 2-bathroom home with a 1-car garage. Boasting 1141 sq ft of space in the desirable 55+ community of Mainlands of Tamarac by the Gulf, ideal for downsizing or snowbird living. Windows and doors have fabric shield impact protection for peace of mind during those summer storms. There is a patio in the front of the home with an awning perfect for relaxing in the sun or the shade. Throughout the house there is laminate flooring except in the kitchen and baths where there is tile flooring. The kitchen is off the dining room with convenient access to the garage laundry area. From the dining room, step into the family room just waiting for that big screen tv. Off the family room is a door that leads to the back yard. The maintenance fee includes a range of amenities such as cable, community pool, internet, ground maintenance, property management, pool maintenance, recreational facilities, sewer, trash, and water service. Just a short distance away, you'll find the clubhouse with a heated pool. Here, residents can enjoy many activities, dances, pancake breakfast and shuffleboard. Mainlands is a golf cart community and you are a short distances from the Mainlands public golf course. Also, just minutes from downtown St. Petersburg, beautiful beaches, and the airport. It's the perfect blend of relaxation and convenience. Come discover your sunny oasis in this wonderful community!
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Our Executive Mortgage Banker:
Our Insurance Division:
$255,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $204,400 | $204,400 | $204,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $109 | $109 | $109 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,360 | $1,359 | $1,753 |
Total Monthly Payment | $1,544 | $1,543 | $1,937 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.