Welcome home to 4 June Bug Lane! The home is situated on a hill providing a lovely site with a view through the pines to the mountains. Spacious lawn, hydrangeas and roses in season, surround a comfortable well-maintained colonial home. This is a well-balanced property, with a two-car garage attached to the house through a screened porch. Inside, you will find an open space concept layout with, in the kitchen, a double oven and granite counters, and a living room/family room with woodstove insert in the fireplace for cozy winter days and nights. An additional flex room downstairs and a hallway refurbished half-bath round out the downstairs. Upstairs, you will find a generous owner’s suite with writing nook and and two more bedrooms with a hall bathroom. A full clean & dry basement completes the picture. The house sits on a cul-de-sac, creating a peaceful country setting just a few minutes drive to town with convenient shopping, restaurants, and more! Bordered by a large parcel of undeveloped land, this property provides a nice peaceful setting.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $492,000 | $492,000 | $492,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $381 | $381 | $381 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,232 | $3,232 | $4,119 |
Total Monthly Payment | $3,705 | $3,705 | $4,592 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.