New to Market! Terrific Raised Ranch located on a quiet cul-de-sac in the North End of Providence. (No where near the broken bridge!) Well cared for three bed, 1 1/2 bath home is move in ready. Cute house offers hardwood floors, central A/C and a partially finished lower level. The main level of the house has a living room that's open to the dining room. The eat-in-kitchen is just the right size and opens to the back deck and large yard. Down the hallway is a full bath and three bedrooms. The lower level has a large rec room and a separate room with sink and cabinets. There is also a laundry area in the utility room. The deep integral garage can hold two cars. The large flat back yard is a 1/4 acre and features a shed along with some apple trees and plenty of room for a garden. The location can't be beat! This is the last house on the end of this dead-end street. Vinyl siding, City water and City sewer. This home is private and convenient at once. Tucked away but close to shopping, highways and more. This is the one to buy! (Landscaping Pics Enhanced for Seasonality)
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Our Executive Mortgage Banker:
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$419,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,200 | $335,200 | $335,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $261 | $261 | $261 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,230 | $2,228 | $2,874 |
Total Monthly Payment | $2,566 | $2,564 | $3,210 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.