Discover the charm of this New Port Richey gem! Featuring two bedrooms and two and a half bathrooms, this home has everything you need for comfortable living. The main living room greets you upon entering, offering a versatile space for relaxation or entertaining. The kitchen, centrally located, is perfect for cooking and gathering with a gorgeous backsplash, ample light cabinets for storage, and sleek stainless steel appliances. A second living area with a cozy wood-burning fireplace and stone accent wall is just off the kitchen, creating the perfect spot for family time during cooler Florida evenings. The spacious primary suite easily fits a king-sized bed and comes with a private bath and walk-in closet. Step through the French doors from the dining room into the covered, screened-in Florida room, or enjoy the outdoor space with a jacuzzi on the covered deck. The fenced backyard is a true retreat with a large deck and a pavered grilling area. This home is located near Pasco Palms Reserve State Park, shopping, and major highways. Seller financing and 0% down payment financing available. 3D tour here: https: //tour. giraffe360. com/faee4e99f8664791b8fbd7771093b22d/
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $219,920 | $219,920 | $219,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $140 | $140 | $140 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,426 | $1,408 | $1,826 |
Total Monthly Payment | $1,641 | $1,623 | $2,041 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.