Under contract-accepting backup offers. Updated 3 BD/2 BA + Den St. Joe built home with a fantastic Pond & conservation area view within the Victoria Gardens 55+ neighborhood. Recent updates include Re-roof 21’, natural gas tankless water heater & primary bathroom remodel 21’, double pane windows 22’ & new dishwasher 24’. As you enter you will notice the leaded glass front door that allows additional natural light into the foyer, porcelain plank tile & crown molding throughout the majority of the home. The 13’ x 25’ living/dining room area provides an additional space for those special occasions. Spacious kitchen offers a breakfast island, quartz countertops, Pull-out shelving, Listello glass tile backsplash & a 5-burner natural gas range. The 15’ x 16’ family room has loads of wall space for your furniture & entertainment system. Primary suite has a 9’ x 6’8” walk-in closet w/ built-in organizer. En suite bathroom offers a frameless glass enclosed walk-in shower, grab bar, separate granite countertop vanities w/ “soft close” cabinets & pocket doors. You will enjoy your morning coffee or late afternoon beverage on the 27’ x 21’ screened enclosed covered patio with brick pavers, electric for a future hot tub overlooking a scenic Pond & conservation area view. Laundry room features an electric dryer, natural gas connection for the future & storage cabinets. The garage has several ceiling mounted storage racks for your belongings. ALL appliances stay with home. Victoria Garden residents have access to their own Private Clubhouse. Association fee includes: lawn care, cable TV, high speed internet, reclaimed water irrigation and access to all community amenities. Community is within 1 mile of I-4 that offers great access to the east coast beaches, Orlando (40 minutes) and 3 International airports within 1 hour.
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Our Executive Mortgage Banker:
Our Insurance Division:
$439,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,200 | $351,200 | $351,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $525 | $525 | $525 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,278 | $2,249 | $2,916 |
Total Monthly Payment | $2,878 | $2,849 | $3,516 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.