Welcome to your slice of Florida paradise in beautiful Palmetto! Nestled in the private and peaceful gated community of Oak Trail, this rare gem is a beautifully appointed villa offering 1, 586 sq. ft. of living space, 3 bedrooms, and 3 full bathrooms - perfectly designed for the ultimate in comfort and convenience. With a private 1-car garage and a location that is just a short drive to the beach, this home is your gateway to the vibrant Florida lifestyle. Centrally located and super-convenient to everything!
The moment you step inside, you'll be captivated by the natural light, volume ceilings, and peaceful water views that greet you from multiple perspectives. The open floorplan is perfect for modern living, with custom features and finishes throughout. The kitchen is an entertainer's dream, featuring bar seating, a pantry, and newer white appliances to seamlessly match the cabinets. Enjoy meals in the formal dining area or casual conversations in the spacious living room.
The first level boasts three large bedrooms and two full bathrooms, including a serene master suite with great closet space and a luxurious en-suite bath with double sinks and a walk-in shower. Upstairs, the expansive loft and full bath offer countless options—create a private guest retreat, home office, game room, in-law suite, or even a second master. The choice is yours!
Step outside on your lanai to unwind and soak up the sunshine while overlooking the serene pond and preserve. With impact windows and doors, newer kitchen appliances, and maintenance-free living, you can relax knowing this home is truly move-in ready.
If you have expectations of an IDEAL OPPORTUNITY and an EXCEPTIONAL LOCATION – Your search ends here at 4626 1st Avenue East! Schedule your private tour today! Oak Trail may well be the perfect location for your next home! For more information visit https: //tinyurl. com/OakTrailCondo
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $212,000 | $212,000 | $212,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $254 | $254 | $254 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,428 | $1,446 | $1,832 |
Total Monthly Payment | $1,757 | $1,775 | $2,161 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.