Affordable and Gorgeous, Recently-Renovated Three-Bedroom, Two-Bath Single-Family Home on a Large One-THIRD ACRE Lot with a Two-Car Garage! HOLY COW!
Large SCREENED PORCH and Extensive Bonus Concrete Patio all along the Rear of the Home Overlooks BIG, BACKYARD with Landscaping giving Pets and Kids Lots of Room to Run!
BRAND-NEW ROOF Just Installed Means Over a Generation in Worry-Free Living!
This Home has all the Upgrades & Features You Expect, including Good-Looking WOOD FLOORS in Living Areas and Custom-CERAMIC TILE in all Wet Area and Bedrooms with NO Carpet! Nice! Corian Countertops in Kitchen, Remodeled Bathrooms and a Flexible Family Floorplan with both Formal LIVING ROOM…and Formal Dining Room…and a FAMILY ROOM off Kitchen leading to Screened Porch with give you Plenty of Room to Spread Out when Needed!
This Safe, Family-Oriented Community with Good Schools is located in South Polk County…near South Lakeland… and only 25 Minutes from Downtown Lakeland. There is Abundant Shopping & Dining Nearby, with Your local Publix only 5 minutes away!
LOW HOA Fee…just like everyone wants… of only $50 a Year assures low Ownership costs and at the same time protects Your Property Values over Time! Yes!
Situated Ideally in-between the East and West Coast of Florida, You are only 50 minutes from either the ORLANDO THEME PARKS or DOWNTOWN TAMPA… and only 1. 25 hours from DOWNTOWN ORLANDO!
To make this home even MORE Affordable, This Property is Eligible for ZERO-Down Payment, 100% USDA Financing too!
Property is all on ONE Level with No Stairs! Washer-Dryer Hookup are in the Garage. REFRIGERATOR is Included! Room Sizes, Schools, HOA Info and Square Footage are Deemed Accurate, but are not Warranted. Property is Being Sold As-Is with Right to Inspect!
Schools: James W. Sikes Elementary, Mulberry Middle School, Mulberry Senior High School! Say YES!
Seller Requires a Minimum 10-Day Marketing Period Before Considering Contracts through Thursday, December 12 at 5: 00 p. m. ; Yet you should submit your offer NOW and Not Delay!
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Our Executive Mortgage Banker:
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$300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $240,000 | $240,000 | $240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $299 | $299 | $299 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,577 | $1,577 | $2,009 |
Total Monthly Payment | $1,951 | $1,951 | $2,383 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.