PUNTA GORDA ISLES! COMPLETELY REMODELED WATERFRONT 3 BEDROOM, 2 BATH, 2-CAR GARAGE POOL HOME WITH 20 MINUTE POWERBOAT ACCESS TO CHARLOTTE HARBOR LEADING TO THE GULF OF MEXICO! 85’ of water frontage, oversized 45’ concrete dock with electric and water plus 13, 000 lb. boat lift. Whole home solar voltaic system provides energy efficiency, consistency and savings on monthly electric bills. Circular drive with glass double door entry leads into spacious open floor plan featuring high ceilings, plantation shutters, contemporary fixtures, custom accents, tile and luxury vinyl flooring plus pocket slider to lanai seamlessly blending the indoor and outdoor spaces. Beautifully updated kitchen features custom cabinetry with convenient pull-out drawers, tile backsplash, cooktop, stainless appliances including built-in microwave and oven, breakfast bar plus casual dining area with lanai access. Generous primary suite offers tray ceiling, walk-in closet, slider access to pool and private bath with dual sinks, walk-in shower and garden bath. Both guest bedrooms have walk-in closets with pocket doors plus separate full guest bath with access to pool. Outdoor entertaining area features covered lanai, panoramic screened heated pool, outdoor patio great for grilling and fenced backyard all overlooking water views. Meticulously landscaped with walkways to dock from both sides of home. Additional updates and features include new a/c in 2022 with 10-year warranty, new pool cage and new roof in 2023, new water heater in 2022, security system and Rain Soft total water system including RO under kitchen sink. Great location in popular golf and boating community, this home is just minutes from the Yacht Club, Fishermen's Village, and the historic downtown area of Punta Gorda. Enjoy access to arts, community events, entertainment, world-class fishing, boating, fine dining, and beautiful parks, as well as easy access to the SWFL gulf beaches. Don't miss the opportunity to make this exceptional home your new Florida retreat! Schedule your private showing today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,920 | $559,920 | $559,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $554 | $554 | $554 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,678 | $3,678 | $4,687 |
Total Monthly Payment | $4,324 | $4,324 | $5,333 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.