611 Destiny DRIVE, #207, Ruskin, FL, 33570 | $189,000

According to analysts, home prices will increase in 2025 and interest rates will drop so maybe you ought to schedule a showing today of this promising property before you tell yourselves, "Shoulda', coulda', woulda'. . . "

About the property:

•Although the "Actual Year Built" was 1970, the "Effective Year Built" is 1996 which is the estimated age of the property based on its current condition, including renovations, updates, wear, and tear.

•MUCH BETTER than a timeshare or a regular hotel room where you’re bound to their schedule and restrictions, this fabulous 2nd floor condo is equipped with some amazing amenities and features beneficial for any buyer looking for:

-Turnkey, fully furnished and ready for immediate move-in.

-Occupy it as your vacation get-away or rent it out in between visits straight after closing for a day or longer!

-This cozy condo is a former hotel conversion; it is composed of a room large enough to fit a king-sized bed and seating areas as illustrated in the photos.

-Equipped with a queen-sized bed, a small refrigerator, toaster oven, microwave, cabinets, closet, a full bathroom with tub and shower; a living room area with tasteful furniture pieces, lighting fixtures, and a sofa; an eating area with a table that could sit up to 4; a private balcony offering serene and amazing views of the saltwater canal where you will enjoy sights of wildlife, dolphins, manatees, boaters, etc.

- About Little Harbor: Known for its naturally beautiful serene setting and its abundance of recreational amenities, Little Harbor is a highly sought after resort-style residential community located in Ruskin, Florida, in the southernmost part of Hillsborough County; within easy driving distance from the City of Tampa and its many cultural and entertainment offerings, as well as a number of golf courses, shopping centers, restaurants, and an abundance of nature preserves providing opportunities for hiking, biking, canoeing, kayaking, fishing… to name a few.

Little Harbor is a community that caters to your desires with affordable condo Association dues at ONLY $482 monthly granting you access to a wealth of premier amenities such as a BEACH, DEEP WATER MARINA with slip availability, as well as a pool, playground, tennis courts, game room, fitness center, restaurant, tiki bar… and more.

•Properties like this are a dream for many so take action now instead of listening to fear mongering hype because Florida's real estate market is on a continuous upswing with no downward shift in sight.

•Measurements including square footage are an approximation. Buyers are encouraged to independently verify all information herein.

Features

  • Heating: Other
  • Cooling: Mini-Split Unit(s)
  • Levels: 2
  • Amenities: Basketball Court, Clubhouse, Fitness Center, Laundry, Maintenance, Optional Additional Fees, Park, Pickleball Court(s), Playground, Pool, Recreation Facilities, Shuffleboard Court, Tennis Court(s)
  • Rooms: 5
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Common Area, Outside
  • Complex: ISLAND RESORT AT MARINERS CLUB
  • Year Built: 1970
  • Approx Sq. Feet: 308
  • Est. Taxes: $2,224
  • Condo Fee: $115 Monthly
  • View: Water
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Microwave
  • MLS#: TB8326404
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/TB8326404/611destinydrive_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/12/2024 9:04:54 AM)
Listing courtesy of BARADIT PROFESSIONAL ASSOCIATION   Phone: 727-371-6774

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

611 Destiny DRIVE, #207, Ruskin, FL, 33570

$189,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $151,200 $151,200 $151,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.300% 6.778% 6.034%
Monthly Tax Payment $185 $185 $185
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $981 $968 $1,256
Total Monthly Payment $1,241 $1,228 $1,516

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.