According to analysts, home prices will increase in 2025 and interest rates will drop so maybe you ought to schedule a showing today of this promising property before you tell yourselves, "Shoulda', coulda', woulda'. . . "
About the property:
•Although the "Actual Year Built" was 1970, the "Effective Year Built" is 1996 which is the estimated age of the property based on its current condition, including renovations, updates, wear, and tear.
•MUCH BETTER than a timeshare or a regular hotel room where you’re bound to their schedule and restrictions, this fabulous 2nd floor condo is equipped with some amazing amenities and features beneficial for any buyer looking for:
-Turnkey, fully furnished and ready for immediate move-in.
-Occupy it as your vacation get-away or rent it out in between visits straight after closing for a day or longer!
-This cozy condo is a former hotel conversion; it is composed of a room large enough to fit a king-sized bed and seating areas as illustrated in the photos.
-Equipped with a queen-sized bed, a small refrigerator, toaster oven, microwave, cabinets, closet, a full bathroom with tub and shower; a living room area with tasteful furniture pieces, lighting fixtures, and a sofa; an eating area with a table that could sit up to 4; a private balcony offering serene and amazing views of the saltwater canal where you will enjoy sights of wildlife, dolphins, manatees, boaters, etc.
- About Little Harbor: Known for its naturally beautiful serene setting and its abundance of recreational amenities, Little Harbor is a highly sought after resort-style residential community located in Ruskin, Florida, in the southernmost part of Hillsborough County; within easy driving distance from the City of Tampa and its many cultural and entertainment offerings, as well as a number of golf courses, shopping centers, restaurants, and an abundance of nature preserves providing opportunities for hiking, biking, canoeing, kayaking, fishing… to name a few.
Little Harbor is a community that caters to your desires with affordable condo Association dues at ONLY $482 monthly granting you access to a wealth of premier amenities such as a BEACH, DEEP WATER MARINA with slip availability, as well as a pool, playground, tennis courts, game room, fitness center, restaurant, tiki bar… and more.
•Properties like this are a dream for many so take action now instead of listening to fear mongering hype because Florida's real estate market is on a continuous upswing with no downward shift in sight.
•Measurements including square footage are an approximation. Buyers are encouraged to independently verify all information herein.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$189,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $151,200 | $151,200 | $151,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $185 | $185 | $185 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $981 | $968 | $1,256 |
Total Monthly Payment | $1,241 | $1,228 | $1,516 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.