Beachside Condo in New Smyrna Beach – Perfect Coastal Retreat! Welcome to your dream coastal getaway - this charming studio condo, perched on the third floor of a safe and welcoming community in New Smyrna Beach, offers everything you need for a serene beachside lifestyle. SHORT-TERM RENTAL ALLOWED! Enjoy breathtaking views of the beach over the road from your private balcony—perfect for morning coffee or sunset cocktails. This sunny studio is filled with natural light, creating a warm and inviting atmosphere. The fully furnished home features loads of built in storage and two convenient Murphy beds, allowing for flexible living space during the day and cozy sleeping arrangements at night. The kitchen is equipped with everything you need to prepare meals and snacks after a day at the beach. A bright, modern good size full bathroom provides a relaxing retreat with stylish finishes. The condo community includes resort style amenities including a sparkling pool, additional shared storage, and an elevator for easy access. Located just steps from the beach and close to all the dining, shopping, and entertainment that New Smyrna Beach has to offer, this condo is perfect as a vacation getaway, rental investment, or full-time coastal home. Don’t miss this opportunity to own your piece of paradise! Schedule your showing today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $200,000 | $200,000 | $200,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $220 | $220 | $220 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,314 | $1,314 | $1,674 |
Total Monthly Payment | $1,609 | $1,609 | $1,969 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.