321 East 89th Street, #1-G, New York (Upper East Side), NY, 10128 | $565,000

Welcome to this elegantly appointed one-bedroom residence at 321 East 89th Street, nestled on a serene, tree-lined block in the heart of the Upper East Side. This charming home offers a spacious layout, sunlit rooms, and thoughtful design, providing an inviting retreat in one of Manhattan’s most coveted neighborhoods.

Upon entry, you’ll be captivated by the bright and airy living space, highlighted by impressive 11-foot ceilings unique to this floor plan. The expansive private garden patio, featuring new wood decking, extends your living area into a tranquil outdoor oasis.

The kitchen is a culinary enthusiast’s dream, boasting granite countertops, cherry wood cabinetry, and premium appliances from Hansgrohe, Bosch, and GE, including a Blomberg range.

The open floor plan seamlessly accommodates both dining and living areas, making entertaining effortless. Residents of 321 East 89th Street enjoy access to a laundry room, bike room, and the convenience of an onsite superintendent. The building allows subletting, pied-à-terre ownership, guarantors, and co-purchasing arrangements.

Yorkville, located on Manhattan’s Upper East Side between East 79th and 96th Streets from Third Avenue to the east river, is a vibrant neighborhood offering a variety of amenities. Well connected by public transportation, including the Q, 4, 5, and 6 subway lines, facilitating easy access to other parts of New York City.

The neighborhood also includes a diverse selection of bars and restaurants, particularly along Second Avenue.

Features

  • Town: New York
  • Cooling: Through the Wall
  • Levels: 5
  • Amenities: Bike Room; Laundry Room;
  • Rooms: 3
  • Bedrooms: 1
  • Baths: 1 full
  • Year Built: 1950
  • Pet Policy: No Dogs
  • Private Garden: Yes
  • Building Access : Elevator
  • Service Level: Voice Intercom
  • LobbyAttendant: No
  • OLR#: 72496
  • Days on Market: 41 days
  • Website: https://www.raveis.com
    /prop/72496/321east89thstreet_newyork_ny?source=qrflyer
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
Listing courtesy of The Agency

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

321 East 89th Street, #1-G, New York (Upper East Side), NY, 10128

$565,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $452,000 $452,000 $452,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 7.250% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.330% 7.386% 6.623%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,007 $3,083 $3,906
Total Monthly Payment $3,099 $3,175 $3,998

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.