Welcome to 4240 Myrtle St! Nestled under the oaks and only steps to the Intracoastal Waterway you'll find this beautifully built custom traditional home that cultivates old Florida charm like no other. The classic architectural style of the front facade feels in perfect harmony with the surrounding quiet streets and the old Florida oak trees that make this particular neighborhood in Vilano so special. Incredible sunsets, endless beach walks and one of St Augustines favorite restaurants, Cap's On The Water, all within a short walk. Stepping inside this 3 Bedroom, 2. 5 Bathroom home you'll find a formal dining area and sitting room with plenty of windows allowing natural light through. Authentic Mexican clay tiles throughout the first floor provide a unique, character-filled contrast to the newly remodelled kitchen with elegant lines, gorgeous tall cabinets and black granite countertops plus a brand new bathroom vanity. Upstairs you'll find hardwood oak flooring, brand new jack n jill bathroom remodel. with quarts counter tops and of corse your master bedroom with en-suite bathroom. Some other recent updates include entirely new AC system in 2020, Water Heater 2023, new electric panel in 2020, brand new Kitchen fridge and garage door opener 2024. Great backyard space, fully fenced with a majestic old oak tree - A truly charming property and one that you just have to see for yourself! Book a showing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $172 | $172 | $172 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,199 | $4,199 | $5,351 |
Total Monthly Payment | $4,463 | $4,463 | $5,615 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.