Every so often, serendipity strikes, bringing together everything on your wish list in one perfect package. Nestled on the southern end of Lincolnville, this thoughtfully designed 3 or 4-bedroom home embodies the essence of comfort and warmth. Start each day on the inviting front porch, sipping coffee while watching the sunrise. In the evening, retreat to the expansive back deck for late afternoon sun. This spacious residence lives large, with a main gathering room that features a soaring ceiling and spans the width of the house. Large east-facing windows fill the space with natural light, offering versatile options for furniture placement and use. The front door creates a natural flow between the gathering room and the kitchen, where an extended breakfast bar overlooks the action. Enjoy ample storage in the under-the-stair pantry and island, perfect for culinary enthusiasts who love to cook with family and friends. The sunlit family room is the heart of the home, ideal for movie nights, story readings, and sporting events. French doors lead to a cozy screened porch, with a breeze from the nearby San Sebastian River. Conveniently located just off the kitchen, a mini mudroom offers access to a bathroom and a fourth bedroom, complete with a Murphy bed, and providing a private entrance for overnight guests. Upstairs, a thoughtfully placed laundry room sits between the three bedrooms. The main bedroom features two large windows, an en-suite bathroom, and a spacious walk-in closet. Bedrooms #2 and #3 are positioned in the northwest and southeast corners, ensuring privacy for all. Step outside from the family room or fourth bedroom to the impressive 20' x 26' deck, a year-round outdoor living and dining space perfect for grilling, gathering around the firepit, or simply enjoying the shade of the mature tree canopy. Parking is a breeze with a long driveway that accommodates three cars, while the single-car garage provides ample space for bikes, kayaks, and beach toys. Just two blocks from your front door, you’ll find community gardens, a neighborhood park perfect for a game of hoops, the Galimore pool for summer swimming, and Freedom Park, home to delightful chimes for all to enjoy. Head north, and a world of cultural, culinary, and historic adventures awaits. Whether you’re considering full-time living, a second home, or a mix of personal use and investment, this home is a place where you’ll love to hang your hat. Welcome to your new life!
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Our Executive Mortgage Banker:
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$638,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $510,400 | $510,400 | $510,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.243% | 7.282% | 6.518% |
Monthly Tax Payment | $420 | $420 | $420 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,396 | $3,439 | $4,376 |
Total Monthly Payment | $3,908 | $3,951 | $4,888 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.