23 Lovett St, Saint Augustine, FL, 32084 | $898,000

Nestled on a serene sleeper street in the south end of Lincolnville, this delightful home invites you in with the intoxicating fragrance of jasmine. But it’s not just the scent that captivates; this wonderful house boasts a sparkling pool and an abundance of outdoor living space that promises a lifestyle of relaxation and enjoyment. The vibrant front garden bursts with color, beautifully complementing the soft yellow hue of the house and providing a sense of privacy for the inviting front porch. Take a moment to appreciate the classic exterior details before stepping inside, where you’ll fall in love fast. The living room welcomes you with diffused natural light pouring through tall windows, creating a warm and inviting atmosphere. The circular flow of the first floor makes everyday living and entertaining effortless. The exceptionally efficient kitchen is thoughtfully designed, allowing two cooks to work side by side—whether preparing memorable meals or enjoying a quick breakfast together. The family room, the heart of the home, is bathed in shimmering light from the pool, casting playful prisms through the windows. This space opens to a screened porch, transforming it into your year-round outdoor dining room, surrounded by a lush, tropical garden that feels like a private oasis. The dining room is perfect for hosting gatherings, where friends can enjoy after-dinner drinks by the pool. A short hallway leads to the stairway, featuring a convenient 3/4 bathroom and a spacious storage closet under the stairs. At the foot of the steps, a mini office near the front door is ideal for hanging sun hats, keys, and sorting mail. Upstairs, a large loft currently serves as an office, but its versatility allows you to decide its purpose. The main bedroom, located in the northeast corner, is a generous retreat with four windows, a cozy seating area, and ample storage. The second bedroom, in the northwest corner, is conveniently adjacent to a half bath. The full bath, designed with a brilliant tub and shower, includes a washer/dryer closet and a door leading to the upstairs porch and guest/in-law suite. This treetop studio apartment is a favorite among friends and family, featuring a full-sized bedroom, a gateleg table for reading, a micro kitchenette, and a bathroom. Guests can enjoy the porch overlooking the pool and gardens, and come and go via the exterior spiral stair, ensuring privacy for everyone. Ideally situated in the center of Lincolnville, and not in a flood zone, you’re just a pleasant stroll away from favorite restaurants and our award-winning distillery to the west, with the scenic beauty of Lake Maria Sanchez only four blocks to the east. The heart of downtown is just a 10-minute walk away, offering a marvelous menu of things to see, eat and experience. Whether you envision this as your full-time home, a cozy snowbird retreat, or a blend of personal enjoyment and income potential from the guest suite, we invite you to come try it on and stay a while. You’re going to love it here!

Features

  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 40 x 100
  • Style: 2 Story,Historic,Single Family Home
  • Year Built: 1920
  • Heating: Central,Electric
  • Cooling: Central,Electric
  • Approx Sq. Feet: 1,776
  • Lot Size: 40 x 100
  • Est. Taxes: $10,153
  • Lot Desc: City
  • Elem. School: Ketterlinus Elementary
  • Middle School: Sebastian Middle
  • High School: St. Augustine High
  • MLS#: 245160
  • Days on Market: 73 days
  • Website: https://www.raveis.com
    /prop/245160/23lovettst_saintaugustine_fl?source=qrflyer
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Listing courtesy of One Sotheby's International Realty

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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23 Lovett St, Saint Augustine, FL, 32084

$898,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $718,400 $718,400 $718,400
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.625% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.200% 6.748% 6.786%
Monthly Tax Payment $846 $846 $846
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,780 $4,600 $6,308
Total Monthly Payment $5,718 $5,538 $7,246

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.