LIKE NEW 4BR/2BA IN BEAUTIFUL KINGS TRACE FOR ONLY $395, 000! This lovely home has had only 1 owner who used this home as an art studio. Large kitchen with lots of cabinets & counter space with hardly used stainless steel appliances Combo kitchen/dining overlooks huge living area that leads out to a heated & cooled 22x10 lanai overlooking a fully fenced lush yard with newer shed. Split bedroom plan has owner suite located on the rear left side of the living area with walk in closet & private bathroom with walk in shower. The 2nd & 3rd bedrooms plus 2nd bath can be made into a separate suite by closing the barn door for privacy. The 4th bedroom was used as an office but can be reverted. Large utility room. 2 car garage that was used as a studio, but seller will remove lattice walls, if needed. Located off of Old Moultrie Rd where you are minutes from all types of shopping & only 15 minutes to the beach & historic downtown. Westinghouse generator conveys with this home. A special electrical plug has been installed in the garage for connection. Shed in fully fenced backyard conveys with a perfect spot for potting/gardening! Awesome location! Just off Old Moultrie Rd gives you easy access to Cobblestone Shopping Center (includes Publix, Hobby Lobby, Lenscrafters & much more), Walmart, doctor's offices, Lowes, VyStar Credit Union & only 2 miles to Flagler Hospital. Located in the quieter south end of St Augustine away from the hustle & bustle!
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$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $188 | $188 | $188 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,183 | $2,129 | $2,688 |
Total Monthly Payment | $2,446 | $2,392 | $2,951 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.