Ground floor one BR apartment with screened lanai overlooking shady trees & golf course! Sturdy concrete block construction; windows enhanced by metal "Florida" shutters that can be lowered if storms approach! Easy care ceramic tile throughout: wood-look in main areas & BR. Safety bars in bathtub & safety bolt in slider for your security! Your assigned parking spot is the second one from your front door! Replumbed 7/20; heat pump/AC 4/22! New: microwave, light fixtures, BA vanity, sink, faucet, toilet w/soft-close seat, & med cabinet! BR walk-in closet, hall storage/linen closet & exterior 6'x5' storage room for bulky items! Pool & clubhouse with coin-operated laundry! Plenty of marked visitor parking! Mature landscaping with seating areas sprinkled throughout. Your membership in the St Augustine Shores HOA includes access to the 500' intracoastal fishing pier, plus various classes offered in the clubhouse weekdays, as well as optional pool memberships, available annually or monthly. See www. shoresriverviewclub. com for prices & details. There is a golf club at the Shores residents may join. There is room to add a washer & dryer inside the unit. The unit's cluster mailbox is just outside the covered front door - no long walks - and there is a walkway winding between C building and the one to the left that leads directly to the pool, community room & laundry. US Postal mailbox on site.
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Our Executive Mortgage Banker:
Our Insurance Division:
$179,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $143,200 | $143,200 | $143,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $125 | $125 | $125 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $929 | $917 | $1,189 |
Total Monthly Payment | $1,129 | $1,117 | $1,389 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.