Nestled in the highly sought-after Palencia community, this Toll Brothers home offers over 2, 000 sqft of exquisitely crafted living space. Built with both comfort and elegance in mind, it features a new 2023 roof and a 2022 air conditioner for peace of mind and energy efficiency. Plantation shutters throughout provide privacy and style, enhancing the home’s sophisticated feel. A welcoming front porch and meticulously landscaped, fenced-in backyard create inviting outdoor spaces ideal for relaxation or gatherings. Inside, you’ll find the elegance of 10-foot ceilings, 8-foot doors, and crown molding. Beautiful hardwood floors flow through the spacious living areas, adding warmth and character. Located in the top-rated St. Johns County School District, with Palencia Elementary within the community, this home is a great choice for families. You’ll enjoy amenities like an Arthur Hills-designed golf course, fitness center, tennis courts, multiple pools, and 8 miles of scenic trails. With easy access to U. S. 1, Downtown Historic St. Augustine, and Jacksonville, this home offers a luxurious, convenient lifestyle in an exceptional community. All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells. Photos are digitally enhanced and could be altered, please verify.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $436,000 | $436,000 | $436,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $643 | $643 | $643 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,901 | $2,898 | $3,677 |
Total Monthly Payment | $3,636 | $3,633 | $4,412 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.