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Presented by![]() Latoya Thornton |
Welcome to 21 Sidney St. This property boasts a charming outdoor living area, perfect for enjoying morning coffee and leisurely afternoon naps. At the front of the house, you'll find two cozy bedrooms and an owner's suite complete with a private bathroom. The open-concept living room and kitchen are enhanced by stunning features, including new LVT flooring, elegant quartz countertops, and a striking counter-to-ceiling backsplash, all complemented by ample storage space. Conveniently located off the kitchen is a second full bath, featuring a walk-in shower. This home boasts fantastic amenities perfect for grilling, cozy nighttime bonfires, backyard games, and ultimate relaxation. The backyard features a convenient laundry shed that houses the washer, dryer, and hot water heater. Located just a short distance from Flagler College, as well as excellent shopping, delightful dining options, beautiful beaches, and more, this property serves as an ideal primary residence or a lucrative vacation rental. Schedule your private tour today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
Sales Associate
William Raveis Real Estate
Phone: 413.314.8582
Latoya.Thornton@Raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.042% | 6.160% |
Monthly Tax Payment | $348 | $348 | $348 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,097 | $2,097 | $2,672 |
Total Monthly Payment | $2,520 | $2,520 | $3,095 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.