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1015 Mindello, Saint Augustine, FL, 32086 | $386,000
Very nice concrete block home situated on a corner, shaded lot in coveted Intracoastal section of St. Augustine Shores. This home has just been repainted inside and out, has had the master bathroom re-done, a new roof put on in September 2024 and a beautiful paver driveway installed in October. A new electric panel box was installed in 2018, the water heater replaced in 2021 and it has been replumbed and it has a well and irrigation system. With an extra HUGE 2-car garage (20x27), there's plenty of room for parking and/or a workshop area. The large "Florida Room" is has been made in to a separate living area with French door added to create a private entry. It can easily be converted in to a 4th bedroom or it can be used as a private home office or for additional living space. The seller will offer an $5, 000 flooring allowance with an "acceptable" offer. Currently the living area has wood lamenant flooring and the carpet has been removed in the three bedrooms. The Shores is a popular neighborhood conveniently in southern St. Johns County within 5 miles to beaches, close to historic downtown and near shopping, schools and I-95 access. There are no CDD fees. Abundant community amenities include a swimming pool, access to The Riverview Club, a fishing pier, miles of walking/bike trails, pickle ball and tennis courts, athletic fields, RV storage facility, lakes for fishing and a public community golf course (with a clubhouse that offers live music, trivia, bingo and other fun activities). Come check out this lovely home. . . . . . you will not be disappointed!
Features
- Amenities: Clubhouse,Community Dock,Golf,Community Pool Unheated,RV/Boat Parking,Tennis,Pickleball
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 100x77
- Style: Ranch,Single Family Home
- Year Built: 1980
- Heating: Electric
- Cooling: Electric
- Approx Sq. Feet: 1,586
- Lot Size: 100x77
- Est. Taxes: $3,341
- HOA Fee: $33
- Lot Desc: Corner
- Elem. School: W. D. Hartley Elementary
- Middle School: Gamble Rogers Middle
- High School: Pedro Menendez High School
- MLS#: 245458
- Days on Market: 38 days
- Website: https://www.raveis.com
/prop/245458/1015mindello_saintaugustine_fl?source=qrflyer
Listing courtesy of First Coast Realty, Inc.
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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- Provides a guaranteed closing date that meets your needs
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1015 Mindello, Saint Augustine, FL, 32086
$386,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $308,800 | $308,800 | $308,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
| Monthly Tax Payment | $278 | $278 | $278 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,133 | $2,080 | $2,627 |
| Total Monthly Payment | $2,486 | $2,433 | $2,980 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
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