Discover the perfect blend of modern comfort and timeless charm at 412 Gentian Rd, a fully renovated, turn-key home in one of St. Augustine’s most desirable neighborhoods! This 4-bedroom, 2-bath residence has been thoughtfully updated and is ready for you to move in and enjoy. Situated on an extended and oversized 150x100 lot, it offers plenty of space to create your dream outdoor retreat, including room for a pool. Inside, you’ll find luxury vinyl plank flooring, fresh neutral paint, new quartz kitchen countertops and remodeled bathrooms with stylish finishes. A cozy fireplace brings warmth and character to the living space, making it ideal for relaxation and entertaining. The brand-new HVAC system, upgraded fixtures, and modern fans enhance comfort throughout. The converted garage adds versatile bonus space, perfect as a home office, extra bedroom, playroom, or additional living area. The beautifully landscaped partially fenced yard is expansive and private, ideal for outdoor living, entertaining, or future customization. A 16x12 storage shed (built in 2015) offers ample storage solutions, while the brand-new septic system, block construction, 2019 roof, 2018 windows, and Pex plumbing provide peace of mind. Located high and dry in Zone X (no flood history) and free from HOA restrictions, this home is perfect for a worry-free coastal lifestyle. The neighborhood features two boat ramps, scenic walking trails, short-term rental opportunity and easy access to St. Augustine’s pristine beaches and historic downtown. Turn the key and start living your dream at 412 Gentian Rd – fully renovated, thoughtfully upgraded, and waiting to welcome you home! **Select photos have been virtually staged.
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Our Executive Mortgage Banker:
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$524,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $419,200 | $419,200 | $419,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.243% | 7.282% | 6.518% |
Monthly Tax Payment | $364 | $364 | $364 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,789 | $2,824 | $3,594 |
Total Monthly Payment | $3,245 | $3,280 | $4,050 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.