An exceptional living opportunity just waiting for you in Freedom at San Salito. This lovely and inviting retreat is situated in this gated, active adult (55+) community. This stunning home is breathtaking from the moment you step inside. It features two spacious bedrooms plus a flex room, perfect for hobbies, guests or an office. Crown molding, granite counters, tile backsplash & tile floors in the main living area contribute to the luxury feel in this home. The primary bedroom provides a peaceful lake view & features 2 large closets and a generous size en suite. The living area is open & bright giving you plenty of room to entertain. The laundry area has extra cabinets adding to the abundant storage space in this home which includes two closets off the foyer. Relax on your screened lanai or enjoy the firepit on your paver patio while watching the sun set. Epoxy floor in the garage with pull down stairs leading to additional storage space in the attic. Fenced backyard ideal for pets. An irrigation well to keep your lawns lush & green without increasing your water bill. Lawn care is included in the Freedom community so there's more time to enjoy the amenities or head to the beach. There are 2 pools (1 dedicated to the Freedom homes) volleyball, tennis, pickleball courts, play area, dog park, and fitness center are all features of this fabulous community. Freedom at San Salito is just a short drive to the beach, golfing, fabulous dining opportunities and downtown St Augustine. No CDD fees and home is in flood zone "X". Make your move to this low stress, low maintenance community!
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $243 | $243 | $243 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,625 | $2,560 | $3,232 |
Total Monthly Payment | $2,943 | $2,878 | $3,550 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.